Is Skunk Control Covered By Homeowner’s Insurance?
Your homeowner’s insurance policy may cover damage to your home caused by wild animals. A commercial insurance policy also may cover damage caused by wild animals to your business or church. The wildlife control professionals provided by Animals Happen often work with insurance companies to provide customers with affordable nuisance animal control services.
A clause in many insurance policies states, “We do not insure for loss caused by vermin, rodents, domestic animals, or insects.” Of course, raccoons, bats, and skunks aren’t birds, vermin, rodents, or insects, which is why our customers can get loss coverage when dealing with these specific wildlife control issues. However, because every insurance policy is different, you may or may not be covered if you’re dealing with wildlife control issues involving those animals. Contacting your insurance provider is the best source of information about your policy.
Learn More: Skunk Relocation Frequently Asked Questions
Why Won’t Homeowner’s Insurance Cover Some Wildlife Problems?
The best way to avoid paying for these kinds of repairs is to take care of them as soon as you notice something unusual. For example, if you notice chew marks, droppings, or any other signs that an animal is living or visiting your home, seek professional assistance.
Although there are some exceptions where an animal can cause significant damage in a short period of time, most wildlife damage occurs over time, particularly with small animals. Most insurance providers won’t cover wildlife damage if it could have been avoided. The longer you wait to address the issue, the worse it will become.
An assessment of your home can also help prevent the problem. Animals Happen pre-qualified wildlife experts can tell you what you could be doing differently to avoid wildlife issues.
What To Do If I Suspect Skunks Are Nesting Near My Home?
Often the best thing to do when skunks nest on your property is to hire a wildlife control professional to trap and release the animal away from your home. However, because skunks can carry rabies and other diseases, it’s not something you should attempt on your own. In addition, each state has different wild animal trapping and removal laws. To ensure you are following local and federal regulations, contact Animals Happen to learn more about humane skunk removal in your area.
How To Save Money On Skunk Removal?
We commonly see mistakes that cost residents more money, such as removing skunks with DIY products or traps. These methods are ineffective because traps are placed in the wrong areas, common skunk repellants don’t work, and inexperienced people attempting skunk removal lack the in-depth knowledge needed to curb a skunk infestation.
Contact a wildlife removal company at the first sign of skunks near your home to prevent further costly damage. If the skunks are relocated right away, costly damage can be avoided altogether. Skunk control services become expensive when they are allowed to remain for long periods, and damage occurs, such as skunk burrowing underneath foundations.
How To Get Affordable Skunk Control?
Animals Happen is here to provide residents with local wildlife control services that are both effective and affordable. During the initial inspection, a skunk control expert will identify damage points and options for removal. Typically, homeowners will be provided a few options that give residents flexibility in how they deal with the skunks in their crawlspace.