Will My Homeowner’s Insurance Pay For Bee Control?

Image of bee keeper removing honey bees from a home

Typically No, bee removal or any other type of pest infestation, such as termites or bed bugs, is not covered by homeowners insurance.

If a colony of bees decides that your home is the ideal location for their new hive, you should hire wildlife control or bee removal services to relocate them safely. Paying the cost of hiring honey bee control experts often is much cheaper than waiting and paying repair costs for areas damaged by honey bees.

Learn More: What You Need To Know About Bee Removal

How To Find Out If Bee Removal Is Covered By Your Insurance?

Everyone’s insurance policy is different, and it never hurts to ask your provider if bee control is covered. As stated above, most providers don’t cover bee infestations because regular maintenance will prevent infestations. For help bee-proofing your home, contact Animals Happen for help.

Why Doesn’t Homeowner’s Insurance Cover Bee Infestations?

Pest infestations are considered preventable by homeowners insurance companies because they occur over time and are more of a maintenance issue. Insurance companies expect you to maintain your property on a regular basis.

You may only have to pay for bee removal if you catch a bee infestation early enough. Depending on the species and size of the infestation, nest removal could cost a few hundred dollars. On the other hand, long-term infestations can be costly, requiring the replacement or repair of infested walls or beams.

Why Isn’t Bee Removal Free?

People who expect free live bee removal frequently assume that the beekeeper wants the bees, that the task will be simple, and that the bees will produce honey for them. Some people believe that their bees are worth more than the beekeeper’s time and effort. The truth is that wild bee may have some value, but determining that value is difficult. Some bee removals are quick and easy, while others can take hours to complete. Some honey harvests will occur as a result of removals, but many will not. As a result, a beekeeper who rescues a colony of bees for free is taking a risk.